Three-pool strategy for smart allocation. Layered orders for higher fill rates. Observation mode to protect your capital.
Runs 24/7. Set up in 3 minutes.
Core Features
Not just auto-lending — a complete intelligent lending strategy system
Automatically allocates funds across short, mid, and long-term pools. Balances liquidity with yield regardless of market conditions.
Places multiple orders at different rates simultaneously. Lower rates ensure capital stays active, higher rates capture rate spikes.
When market rates drop below threshold or recent averages, the bot automatically pauses lending until conditions improve.
Real-time balances, order status, performance tracking, and market insights. Everything you need at a glance.
Quick Start Guide
From sign-up to automated lending in under 5 minutes
Go to app.mattlend.com and sign in with your Google account. No separate password needed.
Create an API key on Bitfinex with funding-only permissions to keep your funds safe.
Log into Bitfinex → click your avatar (top-right) → API Keys
Click Create New Key and give it a label (e.g. "MattLend")
Set permissions — enable these items:
Copy your API Key and API Secret (the secret is only shown once — save it securely)
Enter your API Key and Secret in MattLend's settings page. Your credentials are stored with AES-256 encryption and are only used for lending operations.
Customize your strategy or start with sensible defaults.
Currency
USD / USDT
Choose your lending currency
Minimum APR
Default: 5%
Won't lend below this rate
Max Period
Default: 60 days
Longest lending duration
Reserve Amount
Default: $0
Funds excluded from lending
Flip the switch and MattLend handles everything 24/7 — placing orders, monitoring markets, and adjusting strategy. Check the live dashboard anytime for real-time status and performance.
Pricing
Annual billing: get 2 months free
$1,000 single-currency allowance, AI full-auto strategy, no card required — try it free, upgrade when ready.
For beginners
68U/year (save 8U)
For serious lenders
176U/year (save 20U)
For power users
284U/year (save 32U)
For beginners
68U/year (save 8U)
For serious lenders
176U/year (save 20U)
For power users
284U/year (save 32U)
Calculator
Enter your principal and a market scenario to estimate your net profit after the annual fee.
Recommended plan
Starter
Annual fee
$68 / yr
Est. annual net profit
$612
・Interest income = Principal × APY × 85% (Bitfinex 15% fee deducted), excluding compounding.
・For reference only. Lending rates fluctuate; no returns or principal are guaranteed. Service fee applies to settled interest only.
Set up in 3 minutes. Runs 24/7 automatically.
Contact us via LINE for consultation